The national ceremony to mark the inauguration of the ‘Suraksha’ Insurance scheme introduced by the Education Ministry will be held under the patronage of President Maithripala Sirisena and Prime Minister Ranil Wickremesinghe at Temple Trees today (2).
The Insurance scheme named Suraksha Sisu Rakshanaya is introduced under the theme Sada Surakimu Daye Daruwan.
The beneficiaries of this scheme will include a student population of nearly 4.5 million in the 5 to 19 age group.
Students need not pay any premium towards this insurance because all such payments are made by the government. The government has initially allocated Rs.2,700 million towards this scheme under the 2017 budget and the scheme is handled by the Sri Lanka Insurance Cooperation.
The maximum annual cover for hospitalisation and medical services for a child is Rs.200,000. Expenditure upto Rs.100,000 will be reimbursed at a time for a child in respect of hospitalisation. Medical examinations fees without hospitalisation will also be reimbursed.
When a child obtains treatment from a government hospital, payment of Rs.100 per day will be paid for 30 days. When indoor treatment obtained from a government hospital a maximum of Rs.10,000 would be paid in respect of outside diagnostic laboratory tests.
If treatment is obtained from any private hospital registered with the Health Ministry, a maximum payment of Rs.100,000 will be paid at a given time. Children receiving treatment under the ‘Suraksha’ scheme will be entitled to a 20 percent discount on hospital charges and medical consultant fees.